Paytinno is not operating yet. The company is incorporated but not authorised — no services are offered or provided at this stage.
PPaytinno
In development · Sofia, Bulgaria · 2026

Money movement, built properly.

Paytinno is building a European payments platform — personal and business accounts, e-money, card acceptance, and card issuing, on one ledger. We are not live yet. This page is here so you know we exist.

What we're building

The platform

Personal & business accounts

Dedicated euro IBANs for people and for companies. Instant transfers inside the network, SEPA in and out, and multi-user access with roles on business accounts.

Acquiring

Card acceptance in store and online — terminals, Tap to Pay on phone, hosted checkout, payment links and QR.

Issuing

Physical and virtual cards on personal and business accounts, drawn on your own balance, with limits, categories and per-card controls.

One API

Accounts, payments, cards and reconciliation behind a single REST API and webhooks — for merchants and for partners who resell.

Where we are

Quietly, and in the right order.

01 · Done

Company formation

P-Innovation AD was entered in the Bulgarian Commercial Register on 13 August 2026, UIC 208915475.

02 · In progress

Authorisation

Regulatory work under way with our advisers.

03 · Planned

Platform build

Core ledger, onboarding and KYB, card rails. Not started.

04 · Planned

Pilot merchants

A small first cohort of customers, merchants and partners.

Paytinno is not carrying out any activity. The company is incorporated but is not authorised to provide payment services or e-money services. Until authorisation is granted, nothing described on this page is offered, marketed or available, and nothing here is an offer, a solicitation or a commitment to provide regulated services. Scope, timing and pricing are indicative and will change.